[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.urasenke.cz\/nebankovni-hypoteka-pro-fyzicke-i-pravnicke-osoby\/#Article","mainEntityOfPage":"https:\/\/www.urasenke.cz\/nebankovni-hypoteka-pro-fyzicke-i-pravnicke-osoby\/","headline":"Nebankovn\u00ed hypot\u00e9ka pro fyzick\u00e9 i pr\u00e1vnick\u00e9 osoby","name":"Nebankovn\u00ed hypot\u00e9ka pro fyzick\u00e9 i pr\u00e1vnick\u00e9 osoby","description":"Hypote\u010dn\u00ed \u00fav\u011br je ur\u010den pro fyzick\u00e9 i pr\u00e1vnick\u00e9 osoby. Je ji\u0161t\u011bn\u00fd z\u00e1stavn\u00edm pr\u00e1vem k nemovitosti,...","datePublished":"2018-06-04","dateModified":"2023-05-29","author":{"@type":"Person","@id":"https:\/\/www.urasenke.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.urasenke.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9514fe8d0d5bc6f8b5e285c47f6d71536ab35446ffb077fff11f6ca1fa8b00ce?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9514fe8d0d5bc6f8b5e285c47f6d71536ab35446ffb077fff11f6ca1fa8b00ce?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"urasenke.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.urasenke.cz\/wp-content\/uploads\/img_a318418_w2401_t1529311086.jpg","url":"https:\/\/www.urasenke.cz\/wp-content\/uploads\/img_a318418_w2401_t1529311086.jpg","height":0,"width":0},"url":"https:\/\/www.urasenke.cz\/nebankovni-hypoteka-pro-fyzicke-i-pravnicke-osoby\/","about":["Www"],"wordCount":396,"articleBody":"        Hypote\u010dn\u00ed \u00fav\u011br je ur\u010den pro fyzick\u00e9 i pr\u00e1vnick\u00e9 osoby. Je ji\u0161t\u011bn\u00fd z\u00e1stavn\u00edm pr\u00e1vem k nemovitosti, kter\u00e1 mus\u00ed b\u00fdt na \u00fazem\u00ed \u010cesk\u00e9 republiky. Nej\u010dast\u011bji je pro tento \u00fa\u010del pou\u017eita financovan\u00e1 nemovitost, ale nen\u00ed d\u00e1no striktn\u011b coby podm\u00ednka, lze ru\u010dit i jin\u00fdm objektem. Na trhu jsou dostupn\u00e9 z\u00e1kladn\u00ed dva typy \u00fav\u011br\u016f. Prvn\u00ed variantou je \u00fa\u010delov\u00e1 hypot\u00e9ka, kdy se jedn\u00e1 o investici do nemovitosti. V\u0161e mus\u00ed b\u00fdt dolo\u017eeno finan\u010dn\u00ed instituci prost\u0159ednictv\u00edm prokazateln\u00fdch v\u00fddaj\u016f. Druh\u00fdm typem je ne\u00fa\u010delov\u00e1 hypot\u00e9ka, tj. pen\u00edze lze pou\u017e\u00edt na cokoliv.  D\u00e1le se d\u011bl\u00ed na \u00fav\u011bry bankovn\u00ed a nebankovn\u00ed. U bankovn\u00edho subjektu nad\u00e1le je zapot\u0159eb\u00ed splnit podm\u00ednky, kter\u00e9 jsou pro mnoh\u00e9 \u017eadatele nep\u0159ekonatelnou p\u0159ek\u00e1\u017ekou. I schvalovac\u00ed proces \u017e\u00e1dosti je zde zdlouhav\u011bj\u0161\u00ed z\u00e1le\u017eitost\u00ed. Naopak nebankovn\u00ed hypot\u00e9ka je vhodn\u00fdm \u0159e\u0161en\u00edm nejen pro ty, kte\u0159\u00ed neusp\u011bli se svou \u017e\u00e1dost\u00ed u banky. Jedn\u00e1 se o \u00fav\u011br maj\u00edc\u00ed jist\u00e9 v\u00fdhody. D\u016fle\u017eit\u00e1 je adekv\u00e1tn\u00ed volba poskytovatele. Prioritou je f\u00e9rov\u00e9 jedn\u00e1n\u00ed a transparentn\u00ed podm\u00ednky. V takov\u00e9m p\u0159\u00edpad\u011b se m\u016f\u017eete spolehnout, \u017ee nebankovn\u00ed hypot\u00e9ka bude efektivn\u00edm \u0159e\u0161en\u00edm. Jeliko\u017e se jedn\u00e1 o dlouhodob\u00fd \u00fav\u011br, je mo\u017en\u00e9 si platbu rozlo\u017eit na dobu a\u017e t\u0159iceti let. Po celou dobu spl\u00e1cen\u00ed je nem\u011bnn\u00e1 v\u00fd\u0161e spl\u00e1tky. Spolehnout se lze i na ni\u017e\u0161\u00ed \u00farokovou sazbu, kter\u00e1 je mnohdy stejn\u00e1 jako bankovn\u00ed. P\u0159ednost\u00ed je shov\u00edvav\u011bj\u0161\u00ed p\u0159\u00edstup v r\u00e1mci schvalovac\u00edho \u0159\u00edzen\u00ed. Pen\u00edze lze z\u00edskat v co mo\u017en\u00e1 nejkrat\u0161\u00edm term\u00ednu, tj. do 24 hodin. D\u016fraz je kladen na minim\u00e1ln\u00ed administrativu a snadn\u00e9 vy\u0159\u00edzen\u00ed. \u017d\u00e1dost lze odeslat prost\u0159ednictv\u00edm online formul\u00e1\u0159e a pot\u0159ebn\u00e9 dokumenty zaslat elektronickou po\u0161tou.  Kladnou str\u00e1nkou je, \u017ee jsou tolerov\u00e1ny z\u00e1znamy v registru i ni\u017e\u0161\u00ed bonita \u017eadatele, stejn\u011b tak i n\u00edzk\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed podnikaj\u00edc\u00ed osoby apod. Za\u017e\u00e1dat o \u00fav\u011br m\u016f\u017ee ka\u017ed\u00fd. Prioritou je pomoci klientovi ze strany finan\u010dn\u00ed spole\u010dnosti a naj\u00edt nejvhodn\u011bj\u0161\u00ed \u0159e\u0161en\u00ed nab\u00edzej\u00edc\u00ed v\u00fdhodn\u00e9 podm\u00ednky.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nebankovn\u00ed hypot\u00e9ka pro fyzick\u00e9 i pr\u00e1vnick\u00e9 osoby","item":"https:\/\/www.urasenke.cz\/nebankovni-hypoteka-pro-fyzicke-i-pravnicke-osoby\/#breadcrumbitem"}]}]