[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.urasenke.cz\/financovani-a-investovani\/#Article","mainEntityOfPage":"https:\/\/www.urasenke.cz\/financovani-a-investovani\/","headline":"Financov\u00e1n\u00ed a investov\u00e1n\u00ed","name":"Financov\u00e1n\u00ed a investov\u00e1n\u00ed","description":"Druhy financov\u00e1n\u00ed Podle zp\u016fsobu z\u00edsk\u00e1v\u00e1n\u00ed a.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 intern\u00ed financov\u00e1n\u00ed \u2013 z\u00a0vlastn\u00edch zdroj\u016f, vlastn\u00ed kapit\u00e1l: z\u00e1kladn\u00ed kapit\u00e1l...","datePublished":"2023-05-29","dateModified":"2023-05-29","author":{"@type":"Person","@id":"https:\/\/www.urasenke.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.urasenke.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9514fe8d0d5bc6f8b5e285c47f6d71536ab35446ffb077fff11f6ca1fa8b00ce?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9514fe8d0d5bc6f8b5e285c47f6d71536ab35446ffb077fff11f6ca1fa8b00ce?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"urasenke.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.urasenke.cz\/wp-content\/uploads\/img_a319766_w1943_t1530861420.jpg","url":"https:\/\/www.urasenke.cz\/wp-content\/uploads\/img_a319766_w1943_t1530861420.jpg","height":0,"width":0},"url":"https:\/\/www.urasenke.cz\/financovani-a-investovani\/","wordCount":341,"articleBody":"\tDruhy financov\u00e1n\u00ed\tPodle zp\u016fsobu z\u00edsk\u00e1v\u00e1n\u00ed\ta.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 intern\u00ed financov\u00e1n\u00ed \u2013 z\u00a0vlastn\u00edch zdroj\u016f, vlastn\u00ed kapit\u00e1l: z\u00e1kladn\u00ed kapit\u00e1l (pen\u011b\u017en\u00ed prost\u0159edky, hmotn\u00fd majetek, pr\u00e1va), rezervn\u00ed fond (slou\u017e\u00ed ke kryt\u00ed ztr\u00e1t, nep\u0159edv\u00eddateln\u00fdch ud\u00e1lost\u00ed, tvo\u0159en % pod\u00edlem z\u00a0\u010dist\u00e9ho zisku), nerozd\u011blen\u00fd zisk (zisk po zdan\u011bn\u00ed, slou\u017e\u00ed k\u00a0dal\u0161\u00edmu rozvoji podniku)\tb.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 extern\u00ed financov\u00e1n\u00ed \u2013 financov\u00e1n\u00ed z\u00a0ciz\u00edch zdroj\u016f, z\u00e1kladem je ciz\u00ed kapit\u00e1l, kter\u00fd je na\u0161\u00edm z\u00e1vazkem-bankovn\u00ed \u00fav\u011br (z\u00e1vazek v\u016f\u010di bance), obchodn\u00ed \u00fav\u011br (z\u00e1vazek v\u016f\u010di dodavateli), zbo\u017eov\u00fd \u00fav\u011br (forma obchodn\u00edho \u00fav\u011bru, zbo\u017e\u00ed za zbo\u017e\u00ed), neproplacen\u00e9 mzdy (z\u00e1vazek v\u016f\u010di zam\u011bstnanci), neuhrazen\u00e9 dan\u011b (z\u00e1vazek v\u016f\u010di st\u00e1tu), emise obligac\u00ed (dlouhodob\u00fd finan\u010dn\u00ed zdroj)\t\tPodle \u010dasov\u00e9ho hlediska\ta.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 kr\u00e1tkodob\u00e9 financov\u00e1n\u00ed \u2013 do jednoho roku\t–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 kr\u00e1tkodob\u00e9 \u00fav\u011bry \u2013 provozn\u00ed (\u00fa\u010delov\u00fd, na n\u00e1kup materi\u00e1lu\/zbo\u017e\u00ed), kontokorentn\u00ed (z\u00e1kladem je B\u00da, \u010derp\u00e1me do m\u00ednusu), eskontn\u00ed \u00fav\u011br (odkup sm\u011bnky p\u0159ed dobou jej\u00ed splatnosti bankou, \u00fa\u010dtuje si poplatky a diskont)\t–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 neproplacen\u00e9 faktury, nevyplacen\u00e9 mzdy, n\u00e1jemn\u00e9 placen\u00e9 pozadu, neuhrazen\u00e9 dan\u011b, placen\u00ed sm\u011bnkou, operativn\u00ed leasing, factoring (odkup kr\u00e1tkodob\u00fdch pohled\u00e1vek p\u0159ed dobou splatnosti. Prov\u00e1d\u00ed ho factoringov\u00e9 spole\u010dnosti. V\u00fdhodou pro v\u011b\u0159itele je okam\u017eit\u00e9 z\u00edsk\u00e1n\u00ed pen\u011b\u017en\u00edch prost\u0159edk\u016f, zbav\u00ed se n\u00e1klad\u016f spojen\u00fdch s\u00a0evidenc\u00ed a vym\u00e1h\u00e1n\u00ed pohled\u00e1vek, stejn\u011b tak i rizika, \u017ee se pohled\u00e1vka stane nedobytnou.)\tb.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 dlouhodob\u00e9 financov\u00e1n\u00ed \t–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 dlouhodob\u00e9 \u00fav\u011bry \u2013 investi\u010dn\u00ed (na po\u0159\u00edzen\u00ed dlouhodob\u00e9ho majetku), hypote\u010dn\u00ed \t–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 emise obligac\u00ed, prodej akci\u00ed, finan\u010dn\u00ed leasing, forfaithing (odkup st\u0159edn\u011bdob\u00fdch a dlouhodob\u00fdch pohled\u00e1vek p\u0159ed dobou splatnosti.)\t\u00a0\tPodle \u00fa\u010delu\ta.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 b\u011b\u017en\u00e9 financov\u00e1n\u00ed \u2013 souvis\u00ed s\u00a0ka\u017edodenn\u00ed \u010dinnost\u00ed podniku (n\u00e1kup zbo\u017e\u00ed, v\u00fdplata mezd)\tb.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 mimo\u0159\u00e1dn\u00e9 financov\u00e1n\u00ed \u2013 souvis\u00ed s\u00a0mimo\u0159\u00e1dnou nebo nep\u0159edv\u00eddatelnou ud\u00e1lost\u00ed (\u017eiveln\u00e1 pohroma, zalo\u017een\u00ed podniku)                                                                                                                                                                                                                                                                                                                                                                                        3.8\/5 - (13 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Financov\u00e1n\u00ed a investov\u00e1n\u00ed","item":"https:\/\/www.urasenke.cz\/financovani-a-investovani\/#breadcrumbitem"}]}]